MCA Restructuring Program
Overwhelmed by MCA Payments?
MCA loans have a high default rate, especially when a business has two or more MCA positions totaling $50k+.
What if a team of MCA experts that knows the ins and outs of MCA contracts formed a service to actually help businesses instead of hurt them?
Well, that's exactly what Funders First Inc is. They're not debt settlement, and they're not expensive legal fees. They're number crunchers and contract negotiators, and they work with your existing lenders to reduce your payments 30% - 70% without harming your credit.
Get a free analysis by spending 5 minutes filling out their application. Basic requirements are a minimum of 2 MCA positions, $50k+ in debt, and business is still running.

Lower Your Payments
Keep Your Business
Let Halcyon™ Proprietary Technology Restructure Your MCA Loans
We are:
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NOT debt settlement - we pay 100%
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NOT a new loan - no additional debt added
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NOT "stop payment" - funders paid in full
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NOT Bankruptcy - you stay in business
Multiple stacks Into ONE affordable weekly Payment
APPLY NOW to see if you Qualify
Meet Halcyon™
PROPRIETARY TECHNOLOGY
While competitors rely on spreadsheets and guesswork, our proprietary AI engine analyzes the
molecular structure of your debt.
Halcyon scans 10,000+ data points—from cash flow velocity to funder behavior—to engineer the perfect restructuring terms that get approved instantly.
ANALYSIS SPEED 0.4s - ACCURACY 99.9% - DATA POINTS 10k+
DEBT SETTLEMENT
✕ Destroys Credit
Default and settled for less than owed on credit.
✕ Delayed Intervention
Doesn't start until file goes to legal/collections.
✕ Freezes Accounts
Enforces UCC's. Payment processors & bank accounts locked.
✕ High Upfront Fees
You pay expensive fees before results.
✕ Burns Bridges
Blacklisted by future funders.
✕ Reported to Data Merch
OUR RESTRUCTURING PROGRAM
✓ Preserves Credit
100% Payback means good standing.
✓ Instant Relief
Payments cut in 3 days.
Multiple Stacks into one weekly or monthly payment
✓ Lender Friendly
We work WITH them, not against them.
✓ Cost Effective
Flat service fee. No hidden interest.
✓ Future Funding
Keeps you eligible for future capital.
✓Reduce Outflows by 30 -75%
